PLEASE NOTE: The retainer/deposit fees are NON-REFUNDABLE but may be transferred to a new date BASED ON AVAILABILITY in the event of postponement, cancellation or in the case of fire, flood, hurricane or other natural disaster. Monarch Iconography retains legal copyrights to all images. Monarch Iconography takes the utmost care with respect to exposure, editing and delivery of the images, however, in the event the photographer fails to comply with the terms of this contract, Monarch Iconography's liability is limited to the refund of the base rate retainer.